Pros:
Hana’s strong will for M&A
Stable portfolio
Large corporation loan
SME loan
Household loan
Card etc.
Pros:
KEB’s international network
The lack of international network can filling with that of KEB
Security companies fundamentally focus on short-term goals and results rather than long-term strategy.
focus to traditional business area (below 10% investment bank service)
Low profitability due to the high competition in fee price
Business diversification without sufficient human resources, information management system, risk management system – global financial crisis
Public
SO전략 : 시장기회를 장점으로 이용
소비자의 소비패턴변화 등 시장 환경의 가능성을 직시한
‘하워드 슐츠’는 스타벅스로 고급 espresso 시장 선점
ST전략 : 시장 위협을 장점으로 이용
꾸준한 신제품 출시와 감성 마케팅으로 가격의 약점 극복,
단순한 커피 판매점이 아닌 제 3의 장소로 타 브랜드
bank deposits, etc.
Since its return to China in 1997, politically, Hong Kong has been the special administrative region of People’s Republic of China, but economically, it has enjoyed independent economic system from China with the system of market-based capitalist economy. That’s why business men in Hong Kong are playing the role as network chains of Chinese economic regions without any e
Bank of America 고객들의 상위 20%는 은행수익의 100%를 제공한다고 말할 수 있다. Bank of America는 유지가 어려운 고객들과, 유지가 쉬운 고객들을 중심으로 97년에 운영된 5개보다 더 많은 12개의 고객유지 프로그램을 구성하였다.
수익에 의한 분류를 통해 2000여 금융매니저들은 상위 10%에 속하는 고객들을 더
Lloyds TSB의 핵심 전략
영국인들이 은행이나 기타 금융기관을 선택할 때 고려하는 핵심적 사항으로는 친밀감과 신뢰성이며, 한번 선택된 은행이나 금융기관들에 대한 충성도(Loyalty)는 쉽게 바뀌지 않으므로 이러한 고객 충성도를 확보하는 것이 소매금융기관의 핵심역량이라 할 수 있는데, 이는 상품
1. Origin
18c
Atlantic traders : Traders who importing commodities
that European, and particularly English, manufacturers
required, and exporting their finished products.
Cannot depend on legal system>Made extra-legal institution
>Cooperation is the most crucial value
19c
Lending legally is very hard
>Earn some profit from advancing funding
>Become well-known about the counte
bankrupted the bank.
Loss at Arbitrage
Because of operational mistake
Due to a series of internal and external events, his unhedged losses escalated rapidly.
Leeson altered the branch's error account, subsequently known by its account
number 88888 as the "five-eights account", to prevent the London office from
receiving the standard daily reports on trading, price, a
Account Team
Each customer was assigned to a small team of branch bankers. Employees work together and serve their customers, sitting close physically.
Branch Design
The bank’s interior looked like ‘an advertising agency’ or ‘a smart hotel’. By using this modern interior design, the bank could give cosy, comfortable, and welcoming feeling to the customers. Eventually, these changes